Free tool

Tax refund estimator: see what you could get back

Enter your income, deductions and tax withheld to estimate your refund or tax bill. Then let a registered tax agent lodge it properly – 100% online.

  • Accurate ATO rates for 2023–24, 2024–25 and 2025–26
  • Offsets, Medicare levy, surcharge, HELP and franking credits included
  • Lodge with a registered tax agent from $150
Registered Tax Agent Xero · MYOB · QuickBooks Fixed-fee pricing
Tax refund estimator

How much could you get back?

A quick, accurate estimate of your refund using the ATO's tax rates, offsets, Medicare levy and study loan thresholds for each year.

Your tax year

Use the figures on your income statement in myGov (ATO online services). Leave anything that doesn't apply at $0.

1About you
2Income
Gross amount, before tax.
Net rent, ABN/sole trader profit, capital gains etc. Use a minus sign for a loss.
Shares & dividends
Franked and unfranked, cash amount.
Shown on your dividend statements.
3Deductions
Car, travel, home office, tools, uniforms, training, phone & internet.
Donations, last year's tax agent fee, income protection, investment costs, personal super contributions.
4Tax already paid
Total tax withheld on your income statement(s).
Only if the ATO asked you to pay instalments.
Fringe benefits & extra super
e.g. salary sacrifice. Not taxed, but counts for the surcharge and study loan.
Estimated refund
$0

 

    This is an estimate only, based on ATO rates for the selected year and the figures you enter. It doesn't include every offset (such as the seniors and pensioners offset or private health insurance rebate adjustments) or ATO debts. Your actual result is confirmed when your return is prepared and assessed.

    Individual tax returns

    Let a registered tax agent lodge it for you

    Calculators only claim what you tell them. We'll check every deduction you're entitled to, explain your result before we lodge, and send it to the ATO electronically – all online.

    • Every eligible deduction found and checked
    • Individual tax returns from $150
    • Later lodgement due dates as our client
    • Overdue and prior-year returns welcome
    • 100% online – Australia-wide
    Already a client? Upload your documents securely – no email attachments needed.

    Start my tax return

    Takes one minute. We'll reply within one business day.

    Please don't type your tax file number here. We'll collect it securely once you're our client.

    Registered Tax Agent 26379879 · Your details stay private

    From estimate to refund

    Estimate

    Use the calculator above to see roughly where you stand.

    Send your details

    Fill in the short form – we'll call or email within one business day.

    Upload securely

    Upload your documents through our secure link. No office visit needed.

    Approve & lodge

    We explain your result, you approve by e-signature and we lodge with the ATO.

    FAQ

    Tax refunds: your questions answered

    Ask us directly
    How accurate is the estimate?

    It uses the ATO's tax rates, low income tax offset, Medicare levy and surcharge thresholds, study loan repayment rates and franking credit rules for the year you choose. It's only as accurate as the figures you enter, and it doesn't include every offset or any debts the ATO may hold. We confirm the exact amount when we prepare your return.

    Why might I owe tax instead of getting a refund?

    Common reasons are having two jobs and claiming the tax-free threshold on both, investment or rental income with no tax withheld, a study loan repayment, or the Medicare levy surcharge if you don't have private hospital cover.

    What deductions can I claim?

    Work-related costs you paid yourself and weren't reimbursed for – such as car and travel, working from home, tools, uniforms, training, phone and internet – plus donations, the cost of managing your tax affairs and income protection insurance. You need records for what you claim, and we'll check what applies to you.

    When is my tax return due?

    If you lodge yourself, your return is due by 31 October after the end of the financial year. If you're on a registered tax agent's client list, you'll usually have a later due date. Overdue? Get in touch – we lodge prior-year returns all the time.

    How much does a tax return cost?

    Individual tax returns start from $150, and our fee is tax deductible in the following year. You'll get a fixed quote before we start.

    How do I send you my documents?

    Use our secure upload page. Your files go straight into our private client folder – you don't need a Dropbox account and nobody else can see them.

    Prefer to talk it through?

    Book a free 30-minute call with a registered tax agent. We'll look at your situation and give you a fixed-fee quote.

    Free 30-minute consult Fixed-fee quote No lock-in contracts